insights

Business insights and articles written by our team of world-class professionals

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PayPlan Blog November #2 – Getting people talking about money

Talk Money Week aims to encourage open discussions about money to build financial confidence and resilience, with this year’s theme being to share one actionable tip to improve financial wellbeing; the blog encourages readers to participate and reminds those struggling with debts to reach out to PayPlan for support.

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PayPlan Blog November #1 – How can I save money on my food shopping?

Here is a 2-sentence summary:

To save money on food shopping, plan your purchases in advance, look for budget options and seasonal produce, stock up your freezer, and use less expensive protein sources. If you are having difficulty affording food, you can reach out to organizations like PayPlan or your local council for support.

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Living with Long Covid: A clinical scientist’s story

A clinical scientist’s life was dramatically transformed by Long Covid, shifting from an active marathon runner and full-time healthcare professional to someone who is largely housebound and dependent on family care after two Covid-19 infections. Their experience highlights both the devastating personal impact of Long Covid – with symptoms including severe fatigue, post-exertional malaise, and nerve pain – and systemic issues in workplace and medical support for those affected by this debilitating condition.

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How to check if you could pay less council tax

This article outlines various ways to potentially reduce council tax payments in England. It covers discounts for single-person households, students, and pensioners, as well as reductions for second homes, properties with disabled residents, and low-income households. The piece emphasizes that these discounts aren’t automatic and must be applied for, and it advises readers to check their tax banding and consider spreading payments over 12 months to lower monthly costs. It also mentions the possibility of discretionary reductions for those facing financial hardship and provides contact information for debt advice services. The article notes that different rules apply in Scotland and Wales, and encourages readers to contact their local council for specific inquiries or to report changes in circumstances.

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