SHH UK Logo

Stop Bank Scams: Call 159 Before Sending Money

PayPlan logo

Category

Share

July 2025 PayPlan Blog 

In the first quarter of the 2024 financial year (1 April – 30 June 2024), the FCA reported that consumers lodged 8,734 complaints about fraud and scams, of which over half were in relation to customer-approved online bank transfers, also known as authorised push payment (APP) scams. [1]

With scam calls on the rise from individuals pretending to be your bank, you may be unsure if it’s your bank calling when they do. If you receive a call and you’re worried they’re not who they say they are, it’s important to not share any personal details and instead say you will hang up and call them back instead.

When you hang up, simply call 159, an anti-scam and anti-fraud initiative that provides a safe route to get in touch with your bank without having to remember or look up long numbers.

What is 159?

The 159 scheme is operated by Stop Scams UK and is intended “to be used by consumers as an easy route back to safety when you get an unexpected phone call about a financial matter”. [2]

The number will be able to connect you to more than 99% of the UK’s retail banks. The number can’t be spoofed or impersonated, so it’s safe and reliable to call and make use of the service.

How can I use the 159 service?

When you call 159, you’ll be asked for the name of the bank you’d like to be connected to – this can be via voice or your keypad. You’ll then be connected automatically to your chosen bank’s customer service department.

The service operates at the national call rate so if you call from your inclusive minutes on your mobile phone, it will be included in those – the same with landlines.

What you can do next

If you are struggling with debts call us on 0800 072 1206. We’re open from 8am – 8pm Monday to Friday and 9am – 3pm on Saturdays.

Alternatively, you can visit our www.payplan.com/shhuk to speak to us via live chat or for more information.

[1] Financial Ombudsman Service received over 140,000 complaints in the second half of 2024 – Financial Ombudsman service

[2] 159 phone number – Stop Scams UK

 

    Leave a Reply

    Your email address will not be published. Required fields are marked *

    This site uses Akismet to reduce spam. Learn how your comment data is processed.

    More insights

    Tell us about your fundraising

    Your Details

    SHH-UK is committed to protecting your data, you can read more about how we do this via our privacy policy.

    By filling out the fundraising enquiry form with your personal information you consent to the terms and conditions of our Privacy Policy.

    If you wish to change the way you are kept informed about our work here at Cavell please get in touch with us at info@shh-uk.org

    Communcation preferences

    Our Newsletter

    Please enter your details to sign up for our newsletter below.