Talk Money Week aims to encourage open discussions about money to build financial confidence and resilience, with this year’s theme being to share one actionable tip to improve financial wellbeing; the blog encourages readers to participate and reminds those struggling with debts to reach out to PayPlan for support.

Here is a 2-sentence summary:

To save money on food shopping, plan your purchases in advance, look for budget options and seasonal produce, stock up your freezer, and use less expensive protein sources. If you are having difficulty affording food, you can reach out to organizations like PayPlan or your local council for support.

This article outlines various ways to potentially reduce council tax payments in England. It covers discounts for single-person households, students, and pensioners, as well as reductions for second homes, properties with disabled residents, and low-income households. The piece emphasizes that these discounts aren’t automatic and must be applied for, and it advises readers to check their tax banding and consider spreading payments over 12 months to lower monthly costs. It also mentions the possibility of discretionary reductions for those facing financial hardship and provides contact information for debt advice services. The article notes that different rules apply in Scotland and Wales, and encourages readers to contact their local council for specific inquiries or to report changes in circumstances.

Here is the latest blog from PayPlan, our partner for debt advice. Whilst we acknowledge and recognise ourselves that exercise can trigger its own problems, we can perhaps all appreciate that even a small amount of movement can have a positive effect of ones mental health.

PayPlan, one of the UK’s largest free debt advice providers, speaks to thousands of people each year who are feeling depressed, guilty or hopeless about their finances.
Here, PayPlan provides an overview of how to look after your mental health when you’re in debt or facing debt.